There seems to be agreement on one important point - a child needs to establish self-esteem by, among other things, having opportunities to exercise independence and risk failure. The disagreement comes over the means to that end. For example, in contrast to the view that “too much” money is the problem, consider the following comments of Tom Hubler, a Family Business Consultant & Coach in Minneapolis who works on parenting concerns with wealthy families and parents who are super-achievers: