¨    Investing In “ Intangibles. ”   Several intangibles -- including confidentiality in financial affairs, long-term governance, and the talents, needs and potential of individuals -- warrant as much attention in planning as investment returns and tax savings. As the adage goes, athletic coaches cannot teach speed and agility, but their efforts improve performance nonetheless. Similarly, experience gained from good coaching and role models helps younger people make more thoughtful choices in their personal and financial lives.   Details